Our solutions have a single aim: to maximize client’s efficiency. This aim allows customers to focus on the bigger picture rather than on the day to day details. We help them reduce risks and time on reporting so they can focus on collection and recovery.
Our dedicated team offers a wide range of financial and professional business products, solutions and support services. This includes C-MAS or Credit Management Analysis System, a suite of business financial solutions as well as Focus Power Financial, Focus Power Inventory and Focus Power IPO. Our software is Microsoft Technology base on SQL Server 2005/8 and on .NET platforms.
C-MAS
Our primary product is C-MAS, or Credit Management Analysis System, a knowledge management system that is adaptable to each client’s IT system. C-MAS is a suite of business financial solutions that solutions for various departments in the financial sector. The solutions can be used as a set or it can be customized according to client requirements:
C-MAS is a suite of business financial solutions that includes:
- Focus Power Credit Management
- Focus Power Collection
- Focus Power Recovery
- Focus Power Legal
- Focus Power Real Estate (Foreclosure)
- Focus Power Write Off
C-MAS offer many benefits for banking organizations, such as:
- Reducing time to review, analyze and decide on commercial credit applications
- Managing credit risk profitability through end-to-end software solutions enable loan officers credit analysts, senior bankers and loan committees
- Highlighting any portfolio/account changes in real-time to facilitate a timely response
Focus Power Credit Management helps core banking credit prospective by going beyond the traditional capabilities of core banking applications and into the newer generation of credit monitoring. Focus Power Credit Management functions within accordance to bank criteria, providing credit professionals with metrics covering credit risk and credit rating. Other features for Focus Power Credit Management include:
- Covering profitability and level of activity from the portfolio to the customer level
- Highlighting changes in real-time to facilitate a timely response
- Unique reporting mechanism for generating various kinds
- Recording all follow ups for each client
- Opening opportunities to analyze financial information of clients
- Providing tools that help credit officers in analyzing the personal information of clients
Focus Power Collection reduces time needed to review and analyze collection data for more decisive decisions by providing an efficient and accurate administration of the loan collections process on all levels. Focus Power Collection features include:
- Windows-based loan follow up and tracking platform software
- Simplifying loans (new and existing) account documentation (inclusive of collaterals) with the assurance of complying with today's complex regulations
- Facilitating bank's management of debt collection activities on a daily, weekly & monthly basis
- Tracking payments (within specified time lines – i.e. Less than 90 days) and records client history
- Supporting retail bank operation by automatically identifying unpaid and overdue payments
- Structuring the follow-up process enabling the loan-officer to follow-up the account
Focus Power Recovery is a complementary solution for core banking dedicated to compliance, monitoring and risk management providing comprehensive auditing with updated procedures for existing and newly issued regulations. Focus Power Recovery features include:
- Facilitating management of customer's credit portfolio
- Monitoring the portfolio’s associated resources and supporting documentation
- Automatically classifying accounts according to the requirements of the Central Bank of Jordan
- Maintaining records of executed debts (which are deleted from the core banking system) for future follow up and reference
- Following up on real estates execution process
- Calculating delay interest
- Calculating the provision
- Automating the scheduling process • Generating Central Bank of Jordan's reports
- Containing a sub-module for recommendations to the management regarding cases
- Generating the following reports:
- Financial reports
- Statistical reports
- Follow up reports
- Monitoring reports
- Executed debts reports
- Portfolio reports
Focus Power Legal is a workflow solution and an advisory tool that responds to upper management inquiries in a timely and accurate manner.
Its features include:
- Controlling, distributing, monitoring and managing the workflow of legal cases
- Centralized monitoring of progress, supports benchmarking and reporting
- Organizing, updating and reporting on client information , guarantor and outstanding fees
- Detailed tracking on respective cases (sessions, procedures, legal actions and costs related)
- Timely and accurate customer history review
Focus Power Real Estate is designed to facilitate by automating the execution on real estates.
Its features include:
- Organizing the real estate portfolio and keeping records on every estate the bank holds
- Recording the efforts that were made on selling each estate
- Following up with the department on the pre-calculated official dates of the implementation process
- Tracking of all expenses paid for maintaining the estate in good shape
- Tracking overall expenses on each estate during the implementation process
- Calculating the income from each estate
Focus Power Financial:
Focus Power Financial is a customized system designed to aid banks in generating all types of financial reports by providing the means to build and save the formats of reports as well as taking over manual calculations. We may also provide original designed reports free from IT complications.
Focus Power Financial is the perfect tool for reducing the effort to generate any kind of financial report directed to any level of management or Central Bank. Its features will:
- Reduce TIME
- Reduce EFFORT
- Reduce MONEY
- Eliminate man-made calculating errors
Focus Power Inventory:
Focus Power Inventory’s premise is simple: archive every purchase and those purchases that are being used. So, it organizes the inventory department by tracking and maintaining records on every purchase order, supplier and invoice. It is also equipped with a reminder mechanism for due purchase orders.
After deploying this solution you'll be freeing the material department from the following paperwork:
- Maintaining information related to all your suppliers
- Calculating the consumption of purchased items for each department
- Keeping records of invoices
- Detecting abuse of stationary or other regularly used items
Focus Power IPO:
Focus Power IPO is designed to effectively and efficiently undertake the subscribed shares allotment process. A web version of this system is also available. It is an intelligent Public Offering business system geared to the requirements of allotting and issuing stocks in any one or multiple companies/clients.
Features include:
- Building a database that electronically stores, classifies data, and processes information
- Obtaining an unlimited number of issuing companies and contributors
- Executing allotment process to save time, money and eliminate human errors
- Enabling users to view allotment results before actual processing and issuance of stock certificates
- Issuing stock certificates
- Enabling users to create analytical reports simultaneously through a built-in report generating function. No database-related expertise is needed
- High performance solution – rapid analysis of unlimited number of accounts
- Security and authorization levels to secure and verify data confidentiality and integrity